Financial and Investment Disclaimer

This Financial and Investment Disclaimer applies to all content, tools, calculators, indexes, educational materials, and services provided by MoneySize (“MoneySize,” “we,” “us,” or “our”). It is intended to clarify the nature and limitations of the information provided and to protect both users and MoneySize.

1.1 MoneySize is not a registered investment adviser, broker-dealer, financial planner, fiduciary, certified public accountant (CPA), or attorney.

1.2 MoneySize does not provide financial, investment, tax, accounting, or legal advice.

1.3 All information provided on MoneySize is for general informational and educational purposes only and should not be relied upon as professional advice of any kind.

2.1 Use of the MoneySize website, tools, calculators, indexes, or services does not create an advisor-client, fiduciary, professional, or confidential relationship between you and MoneySize.

2.2 MoneySize expressly disclaims any fiduciary duty to users of the site.

3.1 You are solely responsible for your financial decisions and actions.

3.2 Any reliance you place on information obtained from MoneySize is strictly at your own risk.

3.3 You should consult with qualified professionals, such as licensed financial advisors, accountants, or attorneys, before making financial, investment, tax, or legal decisions.

4.1 MoneySize may provide tools, calculators, models, simulations, or estimates (including PFCalc and related features).

4.2 These tools are provided for informational and educational purposes only and are based on user-supplied inputs, assumptions, and generalized methodologies.

4.3 MoneySize does not guarantee the accuracy, completeness, reliability, suitability, or availability of any outputs, calculations, projections, or results.

4.4 Results generated by tools or calculators may be incorrect, incomplete, outdated, or based on assumptions that do not apply to your individual circumstances.

5.1 Investing involves risk, including the possible loss of principal.

5.2 No investment strategy, asset allocation, or approach discussed on MoneySize guarantees profit or protects against loss.

5.3 Past performance is not indicative of future results.

5.4 Market conditions, economic factors, interest rates, and other variables may change rapidly and unpredictably.

6.1 MoneySize may reference stocks, bonds, funds, indexes, asset classes, or market data for informational or educational purposes.

6.2 Such references do not constitute recommendations, endorsements, solicitations, or offers to buy or sell any security or investment product.

6.3 Information about securities or markets may be incomplete, delayed, or inaccurate.

7.1 Content provided in Learn sections, principles, courses, articles, indexes, or similar materials is intended solely for general education.

7.2 Educational content does not account for your personal financial situation, risk tolerance, goals, or constraints.

8.1 Information on MoneySize may become outdated over time due to changes in laws, regulations, markets, products, or other factors.

8.2 MoneySize has no obligation to update, revise, or correct any information after it is published, except where required by law.

9.1 To the fullest extent permitted by law, MoneySize disclaims all liability for losses, damages, or harm arising from your use of, or reliance on, any information, tools, calculators, or content provided on the site.

9.2 This includes, without limitation, direct, indirect, incidental, consequential, or special damages.

10.1 This Financial and Investment Disclaimer should be read together with our Terms of Use, which govern your access to and use of MoneySize.

11.1 MoneySize reserves the right to update or modify this Financial and Investment Disclaimer at any time.

11.2 When changes are made, the “Last Updated” date at the top of this page will be revised. Continued use of MoneySize after changes are posted constitutes acknowledgment of the updated disclaimer.

12.1 If you have questions about this Financial and Investment Disclaimer, please visit our Contact page for current contact information and instructions on submitting inquiries.