PFCalc Personal Finance Calculator

Important: PFCalc provides general financial information only. It does not provide individualized financial, tax, or investment advice.

Household & Tax

Details about your household and tax situation as it exists today.

Select the filing status you would use on your federal tax return.

Choose the state or U.S. territory where you primarily live and pay state taxes.

Enter the ZIP code for your primary residence.

Enter the number of dependents you claim on your federal tax return. Do not include people you support unless they qualify as tax dependents.

Income

Income sources that fund spending, saving, and goals.

Select the category that best describes this source of income.

Amount before taxes or deductions. Use a monthly summed amount.

Amount you receive after taxes and deductions. Use a monthly summed amount.

Assets – Accounts

Balances and accounts that hold your money or investments.

Select the type of account.

Current total balance in this account.

Amount you contribute to this account each month.

Monthly amount added by an employer or organization, if applicable.

Assets - Investment HoldingsPremium

Individual investments held inside your accounts.

Select the account that holds this investment.

Enter the ticker, fund symbol, or identifier for this investment.

Current value of this holding.

Assets – Property & Real Assets

Property and land you own or have an ownership interest in.

Select how this property is primarily used.

Estimated current market value of the property.

Remaining loan balance tied to this property, if applicable.

Debts & Liabilities

Money you owe and are responsible for repaying.

Select the category that best describes this debt.

Current amount you still owe.

Current interest rate for this debt, shown as a percentage.

Check this if the interest rate can change over time.

Required minimum monthly payment.

Insurance Coverage

Insurance policies you currently have in place.

Select the type of insurance policy.

Select who or what this policy primarily covers.

Coverage limit or benefit amount for this policy.

Amount you pay each month for this policy.

Select where this policy was obtained.

Expenses (Recurring)

Ongoing expenses you pay on a regular basis.

Select the category that best describes this expense.

Typical amount you pay each month for this expense.

Indicates whether this expense is necessary or optional.

Goals & Constraints

Financial targets you are planning for or working on.

Select the type of goal.

Account or source expected to fund this goal.

Total amount you want this goal to reach.

Amount already set aside toward this goal.

Amount added toward this goal each month.

Approximate date you want this goal to be reached.

Additional notesPremium

Optional details that may affect financial decisions or tradeoffs.

Optional details that may influence how your situation is interpreted.