Terms of Use

Last Updated: January 8, 2026

These Terms of Use (“Terms”) govern your access to and use of the MoneySize website, tools, calculators, educational content, indexes, shopping features, and any related services (collectively, the “Site” or “Services”).

Please read these Terms carefully. By accessing or using MoneySize, you agree to be bound by these Terms and all related policies referenced herein.

1. Acceptance of Terms

1.1 By accessing, browsing, or using MoneySize, you acknowledge that you have read, understood, and agree to be bound by these Terms.

1.2 If you do not agree to these Terms, you must not access or use the Site or Services.

2. Eligibility and Age Requirements

2.1 You represent and warrant that you are at least eighteen (18) years of age.

2.2 MoneySize is not intended for children under the age of thirteen (13). If you are under 13, you may not use the Site or Services.

3. Changes to These Terms

3.1 MoneySize reserves the right to modify, update, or replace these Terms at any time.

3.2 Changes will be effective when posted on the Site with an updated “Last Updated” date.

3.3 Your continued use of MoneySize after changes are posted constitutes acceptance of the revised Terms.

3.4 You are responsible for reviewing these Terms periodically to stay informed of any updates.

4. Nature of the Services and Informational Use

4.1 MoneySize provides general informational and educational content, tools, calculators, indexes, and related features.

4.2 MoneySize does not provide financial, investment, tax, legal, or other professional advice.

4.3 Use of the Site does not create any advisor-client, fiduciary, professional, or confidential relationship between you and MoneySize.

5. User Responsibilities

5.1 You agree to use MoneySize only for lawful purposes and in compliance with these Terms.

5.2 You are solely responsible for your actions, decisions, and reliance on any information obtained from the Site.

5.3 You agree not to misuse, interfere with, disrupt, or attempt to gain unauthorized access to the Site, Services, or related systems.

6. Intellectual Property Rights

6.1 All content, software, tools, calculators, applications, text, graphics, logos, designs, and other materials on MoneySize are owned by or licensed to MoneySize and are protected by intellectual property laws.

6.2 Except as expressly permitted, you may not copy, reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any part of the Site.

6.3 You are expressly prohibited from scraping, crawling, harvesting, mirroring, framing, or otherwise extracting content, data, or functionality from MoneySize without prior written permission.

7. Third-Party Content and Links

7.1 MoneySize may include links to third-party websites, services, advertisements, or affiliate offerings.

7.2 MoneySize does not control and is not responsible for third-party content, products, services, or practices.

7.3 Your interactions with third parties are solely between you and the third party.

8. Disclaimer of Warranties

8.1 MoneySize and all content and services are provided on an “as is” and “as available” basis.

8.2 To the fullest extent permitted by law, MoneySize disclaims all warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, reliability, merchantability, fitness for a particular purpose, non-infringement, or availability.

9. Limitation of Liability

9.1 To the fullest extent permitted by law, MoneySize shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of, or inability to use, the Site or Services.

9.2 This limitation applies regardless of the theory of liability and even if MoneySize has been advised of the possibility of such damages.

10. Indemnification

10.1 You agree to indemnify, defend, and hold harmless MoneySize and its owners, operators, and affiliates from any claims, liabilities, damages, losses, or expenses arising from your use of the Site or violation of these Terms.

11. Dispute Resolution and Arbitration

11.1 Any dispute, claim, or controversy arising out of or relating to these Terms or your use of MoneySize shall be resolved through mandatory binding arbitration, rather than in court.

11.2 Arbitration shall be conducted on an individual basis. You waive any right to participate in a class action, class arbitration, or representative proceeding.

11.3 The arbitration shall be conducted in accordance with applicable arbitration rules, and judgment on the award may be entered in any court of competent jurisdiction.

12. Governing Law and Venue

12.1 These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to conflict-of-law principles.

12.2 To the extent any claim is permitted to proceed in court, exclusive venue shall lie in Maricopa County, Arizona.

13. Additional Policies and Disclosures

13.1 Your use of MoneySize is also governed by the following policies and disclosures, which are incorporated by reference and form part of the overall legal framework governing use of the Site:

14. Termination

14.1 MoneySize reserves the right to suspend or terminate access to the Site or Services at any time, without notice, for conduct that violates these Terms or is otherwise harmful.

15. Severability and Waiver

15.1 If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

15.2 Failure to enforce any provision shall not constitute a waiver of that provision.

16. Contact Information

16.1 If you have questions about these Terms of Use, please visit our Contact page for current contact information and instructions on submitting inquiries.